Claim back your unfair credit card charges!

It’s widely accepted that credit card companies charge extortionate amounts for late payments, going over limit or having a payment returned. But not many are aware they can claim these charges back.

The Office of Fair Trading (OFT) ruled that these charges had been higher than is legally fair. They have since been reduced, from £35 to £12. But guidelines by the OFT state:

"A fair default charge should not exceed a reasonable estimate of certain limited administrative costs which the credit card issuer reasonably expects to incur as a result of default".

Essentially, credit card companies can only charge for the cost of sending an automated letter. So £12 is still an unfair amount. With money tighter than ever, these charges can mount quickly, and with significant costs.

Have you been a victim of credit card charges? Well now is the opportunity to get them back.

The amount charged will differ with each lender, so the amount you are entitled to claim will vary. Our average claim is around £450. Multiple claims can be made if you own several cards that have incurred charges.

Our service is strictly ‘No Win No Fee’, so you wont pay a penny if we are unsuccessful. The process takes approximately 6-8 weeks. So what are you waiting for? Just complete our callback form or 0161 200 1091 today.